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Taft-Hartley


HCC Life Insurance Company is a leading carrier of Medical Stop Loss for multi-employer trusts. We are dedicated to our Taft-Hartley Union clients.

We recognize that this business is notably different from commercial clients with collective bargaining, unique eligibility, and actively-at-work provisions.

Taft-Hartley Plans play a crucial role in delivering employee benefits and wellbeing. In fact, the Bureau of Labor Statistics states these plans cover more than 10% of all Americans.

Delivering excellence to these health plans requires specialist knowledge and deep expertise, which is why HCC Life Insurance Company has a dedicated medical stop loss division designed to meet the unique needs of Taft-Hartley Plans, their Trustees and Members.

We know that no two plans are ever the same, so our underwriters are highly experienced in dealing with unusual and challenging situations and finding tailored solutions. We always see the payment of claims as a fact of life, rather than a mark against their name.

There are many providers of Taft-Hartley plan stop loss coverage out there but the partner you choose is as important as the coverage you secure. With HCC Life you have that dedicated partner.

We are one of the largest providers of medical stop loss insurance in the country. HCC’s corporate headquarters is located in Houston, Texas, our Stop Loss division is in Kennesaw, Georgia and we have four regional offices strategically located throughout the United States.

In fact, over 160 union operations have put their trust in HCC Life to help them protect the health and wellbeing of their members. Reach out to us to see how you can also provide your clients with protection.

Holding some of the strongest financial ratings possible, including A++ from A.M. Best, HCC Life has a 45-year history of meeting the needs of a broad range of Taft-Hartley clients.


Medical Stop Loss

Medical stop loss insurance protects employers with self-funded health plans against the risk of severe losses.

Captive Stop Loss

Controls the severity of risk in a self-funded program through a stop loss captive.

Organ Transplant

Fully insured option that coordinates with Medical Stop Loss to protect a self-funded plan from losses due to transplant exposures.

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